Knowledge base
Mortgages
Interest, repayments, refinancing and how much you can borrow. 2 guides.
All guides 2
Buy or rent in the Netherlands in 2026? A guide for expats in the big citiesThe average Dutch home sold for €503,523 in August 2026 (CBS). Buying makes sense if you'll stay several years and can pay the buying costs from savings; renting keeps you flexible, and free-sector rents may rise by at most 4.4% in 2026. Transfer tax, the starter's exemption, rent rules and what to compare.7 min lezen
Getting a mortgage in the Netherlands as an expat (2026): NHG, 100% LTV and the 30% rulingExpats can get a Dutch mortgage on the same terms as Dutch buyers: up to 100% of the home's value, NHG up to €470,000 in 2026, and a maximum based on your gross income. What changes with a temporary contract, a non-EU passport or the 30% ruling (27% from 2027), and which costs you must pay from savings.7 min lezen