Knowledge base
Insurance
What you really need, what overlaps and how to switch. 4 guides.
All guides 4
Travel insurance vs Dutch health insurance abroad: what's covered and what isn'tDutch basic health insurance covers urgent care abroad, but outside Europe only up to what the treatment would cost in the Netherlands, and never repatriation. When the EHIC helps, when you need supplementary or travel insurance, and what to check before visiting family far away.6 min lezen
Eigen risico 2026 and 2027: the Dutch health insurance deductible explainedThe eigen risico (compulsory deductible) is €385 in 2026 and, according to the government's Prinsjesdag plans, €400 in 2027. What it applies to, what's exempt (such as your GP), the voluntary deductible of up to €500 extra, and when insurers announce the 2027 premiums (by 12 November).6 min lezen
Home, contents and liability insurance in the Netherlands: what expats needPersonal liability insurance (AVP) is not compulsory in the Netherlands but is held by most households, because Dutch law makes you pay for damage you cause to others, including damage by your children and pets. Contents insurance (inboedel) covers your belongings; buildings insurance (opstal) is the owner's job, not the tenant's. What each covers and what to check.7 min lezen
Dutch health insurance for expats: the basics in 2026Basic health insurance (basisverzekering) is compulsory for everyone who lives or works in the Netherlands; take it out within 4 months of arrival. The compulsory deductible (eigen risico) is €385 in 2026 and is expected to rise to €400 in 2027. GP visits are exempt. Fines, healthcare allowance and switching explained.7 min lezen